That is exactly how it works, provided the devices or sensors carry the Matter logo. Additionally, you can connect Aqara Zigbee devices to the M3 Hub and use them within Apple Home as well—including with Siri.
As mentioned, you get a full alarm system with the M3 Hub, and you can use all devices connected to the Aqara ecosystem. For instance, the night alarm can be triggered by specific sensors (motion sensors, door/window contacts, vibration sensors for glass breakage, cameras with person detection, etc.). Once an alarm is triggered, you can control various devices—for example, the M3 Hub features a 95dB siren, you can turn on lights, open blinds, and much more. This works either through the alarm system itself or alternatively via automations and scenes. And yes, the Aqara system offers more possibilities than the Apple Home app, though you can use both systems simultaneously.
Yes, the M3 Hub supports a feature called “Hub Cluster.” You can set up multiple M3 Hubs in a cluster where one acts as the “Leader” and the others as “Backups.” If the leader hub goes offline, another M3 in the network automatically takes over the execution of local automations and device management. This provides the redundancy you are looking for, especially if you use wired Ethernet connections for both.
You can find more information in the FAQ: Hub M3 - Faq - Aqara
Exactly. In Apple Home, you will see a device named “System”—that is your alarm system. You can then set it to Home, Away, Night, or Off. You can configure which devices are active in which mode within the Aqara app. For example, in “Away” mode, motion sensors might trigger the alarm, while in “Night” mode, only contact sensors are active so you can still walk to the fridge at night. And yes, you can connect the M3 Hub to Apple Home via HomeKit or Matter; however, since the Matter standard doesn’t natively support alarm panels yet, the HomeKit integration is currently the better way to expose the alarm controls.
Theoretically, you can connect an Aqara Hub to Apple Home via Matter and HomeKit simultaneously, but then all Zigbee devices connected to that hub will appear twice in Apple Home. I personally have my Aqara hubs connected to Apple Home only via HomeKit, except for one additional hub connected via Matter with no Zigbee devices attached. This way, I can use Aqara’s Matter signals without getting duplicate devices.
It might sound a bit complicated, but if you build it step by step, it’s not that difficult.